Necklaces + Scarves

First - I condone the summer scarf! If it is lightweight and color appropriate, it is a nice accessory in the warm weather.  Second - I like to pair necklaces with scarves, and have the necklace peek out a bit...not sure if this is acceptable, but I am pretty into it these days!  Here is what I mean...

Built in photoshop, so not accurate of how these will actually pair together...just my imagination!